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ENROLLMENT FOR EMPLOYERSEmployers are eligible to enroll in the NCPERS Group Life Insurance program if the employer is an active member of IMRF and the employer agrees to the payroll deduction.Employees are eligible if they are an IMRF participant, actively at work and enroll within 90 days of employment or during open enrollment. Open Enrollment is during October through November every year. When Coverage Begins - Newly hired employees become insured on the first day of the month coincident with or next following the first full payroll deduction. Coverage begins for employees joining during open enrollment on the first day of the month following the first full payroll deduction after open enrollment. When Dependent Coverage Begins - Dependent coverage begins when the member coverage becomes effective, except if a dependent is confined for treatment. Coverage becomes effective when a doctor releases the dependent from confinement. Termination - Coverage will end if payments are discontinued, members cease to be of the eligible classes, or if the plan is discontinued. |
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