ABOUT THE PLAN
  Features & Benefits
  Facts About the Plan
  Schedule of Benefits
  Want to Participate?


FOR EMPLOYERS
  Eligibility
  Employer FAQ's
  Administration Manual
  Electronic Billing & Pmts.
  Update Unit Info
  Enrollment
  Filing a Claim
  Forms
  Non-Participating Groups
  Open Enrollment


FOR MEMBERS
  Eligibility
  Member FAQ's
  Schedule of Benefits
  What if I'm disabled?
  Enrollment
  Filing a Claim
  Forms


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ENROLLMENT

To Enroll -If you are an actively employed member of IMRF, and your employer is currently offering the NCPERS life insurance, there are two different times you may enroll: either within 90 days of your date of employment, or during our annual open enrollment (October 1 - November 30). Simply complete the enrollment card and return it to the person designated to handle this insurance at your unit.

When Your Coverage Begins - If you are an actively employed member, actively at work and enroll within 90 days of your date of employment, you will become insured on the first day of the month following your first payroll deduction. If you enroll during the open enrollment period, your coverage begins on the first day of the month following your first payroll deduction after the open enrollment (typically January 1).

When Your Dependent Coverage Begins - Dependent coverage begins when your insurance coverage becomes effective. If a dependent is confined for medical treatment, coverage will become effective when the dependent is released by a doctor from such confinement.

Termination - Your coverage will end if you discontinue payments, cease to be a member of the eligible classes, or if the plan is discontinued.